Is it legal to raise interest rates for credit use?
This issue is being raised almost everyone who is somehow connected with the banking system, he could not circumvent the law and our team Company «URKON».
Appealed to us the customer, who designed the 2006 loan that enabled him to buy a car. From month to month, he fixed payments repay the credit. Yet unforeseen happened "possible collapse of the banking system." And the bank that issued the credit to our client, stops more worried about the attractiveness of the loan product, leaving the place only cold financial calculation, increases our client interest rate on the loan at 4%.
After examining the documents, our specialists have decided that the customer is not hopeless, although the loan agreement and indicated the possibility unilateral interest rate increase by the Bank. Was prepared response to the bank.
It should be noted that the position of our company regarding this case was based on a number of regulations and legislation. We so does not exclude the possibility of judicial proceedings, moreover, we were ready and configured for this trial.
Imagine our surprise to learn about the reaction of the bank's response to the client. Employees of the bank, one by one, began to convince our client that he has received a notification letter error and moreover had not requested not to tell anyone about what happened. The client was pleased with the interest rate does not changed, as evidenced by the bank issued a formal letter.
Analyzing the situation our company's specialists have identified the reason for the strange behavior of bank employees, which will undoubtedly further strengthened the position of our company in the defense of clients' interests in a unilateral increases in interest rates.
To date, our company's specialists are ready to confidently defend the interests of clients in the conservation of primary interest rates!
Lawyer Legal company Chernov AV